ACCA salary per month in India starts at ₹33,300 to ₹66,600 for freshers, which is roughly ₹4 to ₹8 lakh a year. Big 4 firms pay ₹58,300 to ₹83,300 a month at entry level, and ACCA monthly pay after 5 years typically falls between ₹66,600 and ₹125,000.
These are gross figures. Your ACCA in-hand salary is usually 75% to 85% of gross after PF, tax, and other deductions.
ACCA (Association of Chartered Certified Accountants) is a globally recognised accounting qualification, so what you earn depends mostly on your city, employer, and years of experience. Automation is also changing finance roles, and employers increasingly want ACCAs who can handle analytics and reporting along with accounting.
This guide covers fresher pay, Big 4 salaries, metro city pay, in-hand salary, and what ACCAs earn in the UK, Canada, and Australia. If you are still choosing where to study, an online ACCA institute lets you prepare for the exams alongside a job or college.
ACCA Salary Per Month in India for Freshers (Entry-Level)
Fresher ACCA in India can apply for roles similar to those held by Indian accountants, such as financial analyst, account executive, and accounts and taxation specialist. Firms like Grant Thornton, Deloitte, and KPMG hire qualified applicants. The ACCA entry-level salary is typically ₹33,300 to ₹66,600 per month. Across all experience levels, the average is ₹40,000 to ₹60,000 per month. Affiliates and part-qualified students usually earn less.
ACCA Salary in India for Freshers (Monthly Pay, 2026)
| Job Role | Starting Range (Monthly) | Qualification Status |
|---|---|---|
| Financial Analyst | ₹41,600 to ₹75,000 | Fully Qualified / Affiliate |
| Financial Consultant | ₹33,300 to ₹58,300 | Fully Qualified / Affiliate |
| Management Accountant | ₹33,300 to ₹58,300 | Fully Qualified / Affiliate |
| Tax Accountant | ₹29,100 to ₹54,100 | Fully Qualified / Affiliate |
| Accountant (Entry) | ₹25,000 to ₹50,000 | Part-Qualified / Student |
| Junior Analyst / Assistant | ₹25,000 to ₹41,600 | Part-Qualified / Student |
| ACCA Trainee | ₹20,000 to ₹35,000 | Part-Qualified / Student |
Your starting pay also depends on the work experience and education you bring before earning the ACCA certificate. Considering ACCA after commerce? Read why ACCA with B.Com is a good choice.
ACCA Salary Per Month in India by Experience (Pay After 5 Years)
ACCA professionals start with modest pay, which improves quickly with experience.
ACCA Salary in India (Monthly Pay, 2026)
| Experience Level | Average Monthly Salary (INR) |
|---|---|
| Entry-Level (0 to 2 years) | ₹33,300 to ₹66,600 |
| Junior-Level (2 to 5 years) | ₹41,600 to ₹75,000 |
| Mid-Level (5 to 10 years) | ₹66,600 to ₹125,000 |
| Senior-Level (10+ years) | ₹125,000 to ₹250,000 |
| Leadership (Finance Director, CFO) | ₹250,000 to ₹500,000+ |
ACCA monthly pay after 5 years typically falls in the mid-level band of ₹66,600 to ₹125,000. In metro cities and Big 4 or multinational roles, it can go higher, up to about ₹183,300 per month in Mumbai.
Salary of ACCA in the Big 4 Per Month
The Big 4 are Deloitte, PwC, EY, and KPMG. They offer taxation, consulting, and advisory services and attract top accounting and finance talent. Pay varies by city, experience, and role. Here is the monthly salary table, converted from annual packages. Want to know how to grow there? Read how ACCA professionals can thrive in the Big 4.
Salary by Big 4 (Monthly Pay, 2026)
| Experience | Designation | Annual Package (CTC) | Monthly Salary (Gross) |
|---|---|---|---|
| 0 to 2 years | Associate / Analyst | ₹7 to ₹10 lakh | ₹58,300 to ₹83,300 |
| 2 to 4 years | Senior Associate | ₹12 to ₹15 lakh | ₹100,000 to ₹125,000 |
| 4 to 7 years | Manager | ₹16 to ₹22 lakh | ₹133,300 to ₹183,300 |
| 7 to 10 years | Senior Manager | ₹28 to ₹42 lakh | ₹233,300 to ₹350,000 |
| 10+ years | Director | ₹42 to ₹65 lakh | ₹350,000 to ₹541,700 |
| Partner track | Partner | ₹75 lakh to ₹1.5 crore+ | ₹625,000+ |
At Big 4 firms, entry-level packages run from ₹7 lakh to ₹10 lakh per year. With 2 to 7 years of experience, annual pay rises to ₹12 lakh to ₹22 lakh, and senior managers earn ₹28 lakh and above.
ACCA Salary in Metro Cities
Mumbai, Bengaluru, and Delhi NCR have the most Big 4 offices, multinational companies, and global capability centres, so they pay the most. Hyderabad, Chennai, and Pune pay slightly less, but living costs are lower too. Compare in-hand pay against rent, not just the headline number.
Salary by Cities (Monthly Pay, 2026)
| City | Fresher (per month) | After 5 years (per month) |
|---|---|---|
| Mumbai | ₹41,600 to ₹66,600 | ₹116,700 to ₹183,300 |
| Bengaluru | ₹41,600 to ₹66,600 | ₹108,300 to ₹166,700 |
| Delhi / Gurgaon | ₹41,600 to ₹58,300 | ₹108,300 to ₹166,700 |
| Hyderabad | ₹33,300 to ₹58,300 | ₹91,700 to ₹141,700 |
| Chennai | ₹33,300 to ₹50,000 | ₹83,300 to ₹133,300 |
| Pune | ₹33,300 to ₹50,000 | ₹83,300 to ₹125,000 |
Annual ACCA Salary in India: Industry-Wise
Pay varies by industry, role, and employer type. These ranges reflect stronger employers in each sector, so they can run above the all-industry averages shown earlier.
- Banking and Finance: ₹5 to ₹9 lakh for freshers, ₹12 to ₹20 lakh at 5 to 10 years, and ₹25 to ₹40 lakh at senior level.
- IT Services and Consulting: ₹5 to ₹8 lakh for freshers, rising to ₹10 to ₹18 lakh at mid-level.
- Manufacturing: ₹4 to ₹6 lakh for freshers, ₹8 to ₹15 lakh at mid-level, and ₹18 to ₹28 lakh at senior level.
- Consulting: Mid-size firms pay ₹4 to ₹10 lakh per year. Top advisory firms pay ₹7 to ₹10 lakh for freshers, rising to ₹22 to ₹35 lakh at 5 to 10 years.
ACCA In-Hand Salary: What You Actually Take Home
The figures in this guide are gross (CTC) pay. Your in-hand salary is lower because of PF contributions, professional tax, income tax (TDS), and insurance deductions. As a rough guide, in-hand pay is about 75% to 85% of gross monthly pay, depending on your salary structure and tax regime. For example, a fresher on ₹50,000 gross may take home around ₹38,000 to ₹42,000 per month.
Estimate only. Actual in-hand pay depends on your employer and tax regime.
ACCA Salary Around the World
ACCA is recognised globally, and pay abroad is higher in absolute terms. Here is how it looks in three popular destinations. For a full comparison, read our blog on ACCA salary worldwide.
ACCA Salary Per Month in the UK
London pays the most at every level.
| Experience Level | Annual Salary (GBP) | Monthly Salary (GBP) |
|---|---|---|
| Entry (0 to 2 years) | £32,000 to £44,000 | £2,667 to £3,667 |
| Mid-Senior (3 to 7 years) | £50,000 to £70,000 | £4,167 to £5,833 |
| Senior (8+ years) | £75,000 to £120,000+ | £6,250 to £10,000+ |
ACCA Salary Per Month in Canada
An ACCA qualification helps in the Canadian accounting and finance job market. For public accounting and senior director roles, employers usually expect CPA Canada, which ACCA members can pursue through a reduced-requirement pathway.
| Experience Level | Annual Salary (CAD) | Monthly Salary (CAD) |
|---|---|---|
| Entry (0 to 2 years) | CAD 55,000 to 75,000 | CAD 4,583 to 6,250 |
| Mid-Senior (3 to 7 years) | CAD 80,000 to 115,000 | CAD 6,667 to 9,583 |
| Senior (8+ years) | CAD 120,000 to 180,000+ | CAD 10,000 to 15,000+ |
ACCA Salary Per Month in Australia
CPA Australia and the Institute of Public Accountants recognise ACCA, and CPA Australia offers a mutual recognition pathway for ACCA members. Employers add superannuation (currently 12%) on top of the base salary below.
| Experience Level | Annual Salary (AUD) | Monthly Salary (AUD) |
|---|---|---|
| Entry (0 to 2 years) | AUD 65,000 to 85,000 | AUD 5,417 to 7,083 |
| Mid-Senior (3 to 7 years) | AUD 95,000 to 140,000 | AUD 7,917 to 11,667 |
| Senior (8+ years) | AUD 150,000 to 230,000+ | AUD 12,500 to 19,167+ |
FAQs
Can an ACCA earn in crores?
Only at the very top senior ACCAs with 10+ years typically earn ₹15 to ₹30 lakh per year, and leadership roles such as Finance Director or CFO pay ₹30 to ₹60 lakh. CFO roles at large firms can reach ₹50 lakh to ₹1 crore or more. Crore-level pay early in a career is rare.
What is the ACCA in-hand salary per month?
In-hand pay is usually 75% to 85% of gross after PF, professional tax, TDS, and insurance. A fresher on ₹50,000 gross takes home around ₹38,000 to ₹42,000.
What is the ACCA salary with B.Com?
Freshers with ACCA after B.Com typically earn ₹33,300 to ₹66,600 per month, or roughly ₹4 to ₹8 lakh per year. Big 4 entry packages are ₹7 to ₹10 lakh per year.
Is the ACCA salary higher than the CA in India?
At the entry level the two are similar. Pay depends more on your employer, city, and experience than on the qualification alone. ACCA tends to do well in MNCs, global capability centres and overseas roles.
Is ACCA worth it in India?
Yes, if you want a globally portable qualification and a career in MNCs, the Big 4, banking, or finance roles abroad. Fresher pay is competitive and grows quickly with experience and the right employer.
If you want to start your ACCA journey, contact us and we will guide you.
